Cash Payments
Made Simple
Kubwelesa ndalama kwa inu

OTO Ltd is an innovative provider of cash payment and ATM services in Malawi. A wholly-owned subsidiary of Gestetner Malawi, we're making financial access more convenient and inclusive across the nation through our two main services the OTOPAY Digital Solution for cash payments and disbursements and OTOTELA.

OTOTELA ATM Network
OTOPAY Cash Disbursement
24/7 Access
OTOTELA ATM Services
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Two Powerful Solutions

Bringing financial access to communities and organizations across Malawi

OTOPay Digital Payments

The OTOPAY Digital Cash Payment & Disbursement Solution

The OTOPAY Digital Solution for cash payments and disbursements allows organizations to disburse cash payment and reimbursement digitally to beneficiaries. Access to funds is convenient through our ATM network.

  • Any form of cash disbursement e.g., wages, reimbursements etc.
  • Convenient beneficiary access
  • Alternative options for full inclusivity
  • Simplified administration
OTOTela ATM Network

OTOTELA ATM Network...Coming Soon

Reliable ATM services will be deployed across Malawi. Our network will accept all major bank cards - local and international - providing convenient cash access 24/7.

  • Accepts all bank cards via NatSwitch
  • Convenient
  • Nationwide coverage
  • Secure transactions

Why Choose Us

Full Inclusivity

Designed to serve everyone with alternative access options available.

Fast Service

Quick, efficient transactions to get you on your way.

Secure & Reliable

Bank-grade security with 24/7 monitoring for your peace of mind.

Always Available

Access your cash anytime, day or night, every day of the year.

Interested in Partnering?

Whether you're looking to host an OTOTELA ATM or implement the OTOPAY Digital Solution for cash payments and disbursements for your organization, we'd love to hear from you.

Get In Touch