About Us

About OTO Ltd

Bringing financial access to all of Malawi

Who We Are

OTO Ltd is an innovative provider of cash payment and ATM services in Malawi. A wholly-owned subsidiary of Gestetner Malawi, we're making financial access more convenient and inclusive across the nation through the OTOPAY Digital Solution for cash payments and disbursements and OTOTELA.

Gestetner Malawi was established over 60 years ago and is an iconic service provider to the Malawi banking and business community, providing a comprehensive range of ICT, hardware, software and payment solutions, together with the related technical and customer support.

OTOTELA is a localised reference to an ATM or Autoteller, which is associated with bringing cash access to the population. This aligns with our mission perfectly — bringing cash access directly to communities and organizations throughout Malawi.

Our Mission

To provide reliable, accessible, and inclusive cash access services that serve all Malawians, regardless of location.

Our Vision

A Malawi where everyone has convenient access to cash access services, when they need them, and where they need them.

Our Values

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Accessibility

We believe everyone deserves convenient access to cash.

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Reliability

Our services are dependable, with consistent uptime and quality.

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Security

Your safety is paramount. We use bank-grade security measures.

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Inclusivity

We design our services to be accessible to everyone.

Our Services

The OTOPAY Digital Cash Payment & Disbursement Solution

The OTOPAY Digital Solution for cash payments and disbursements provides organizations with an innovative way to disburse cash payment and reimbursement to beneficiaries. Whether it's salaries, allowances, or any form of cash disbursement, the OTOPAY Digital Solution makes it simple and convenient.

Easy Disbursement

Convenient Access

Full Inclusivity

Simplified Admin

OTOTELA ATM Network...Coming Soon

Our ATM network provides reliable cash access across Malawi. OTOTELA accepts all major bank cards — both local Malawian banks and international cards — giving you the freedom to withdraw cash whenever and wherever you need it.

24/7 Availability

Convenient Coverage

All Bank Cards Accepted

Secure Transactions

Why Partner With OTO

🌍 Convenient Reach

We serve communities across all regions of Malawi, from urban centers to rural areas.

🔒 Bank-Grade Security

All transactions are protected with the highest security standards and 24/7 monitoring.

🤝 Trusted Partner

We work with leading financial institutions to ensure seamless service delivery.

⚡ Fast & Reliable

Our services are designed for efficiency with minimal downtime and quick transactions.

👥 Inclusive Access

We provide alternative options to ensure full inclusivity for all users.

💼 Professional Support

Our dedicated team provides ongoing support to all our partners.

Ready to Learn More?

Contact us to discuss how OTOTELA or the OTOPAY Digital Solution for cash payments and disbursements can serve your needs.

Get In Touch